This website and its contents are the property of Bermuda Credit Association, Ltd. (“BCA”) and any successor
sole discretion at any time by updating this posting. The terms "You" and "User" are used to refer to anyone
who is accessing the Website.
Ownership of Copyrights, Trademarks and Other Intellectual Property
You acknowledge that BCA owns the copyright, trademark, and all other intellectual property rights to this
Website and all content, samples, forms, materials and information (“Materials”) provided on this Website
unless otherwise expressly indicated. User agrees not to remove, modify or obscure intellectual property
information including copyright notices or other copyright management information appearing on the Website.
All Materials on this Website is protected by international copyright, trademark and other laws. All rights
are reserved by BCA, and you agree not to copy, reproduce, download, disseminate, publish, or transfer content
in any form or by any means, except with our prior written permission, or as permitted by us in a separate
written agreement. Any unauthorized use is strictly prohibited.
Permitted and Prohibited Uses of Materials
Permitted Uses of Materials
Users may view, print, and temporarily store Materials from the website for personal, internal,
or noncommercial use, provided: (i) that BCA's copyright notices are not removed and, (ii) that the reuse
of Materials does not conflict with any of the prohibited uses below.
Prohibited Uses of Materials
1. Except for the permitted uses above, User agrees not to reproduce, distribute, transmit (via print, fax,
electronic, or other means), modify, alter, or create derivative works of the Materials contained in the Website
without prior written permission from BCA.
2. User agrees that Materials may not be sold to third parties without prior written authorization
3. User agrees that Materials may not be systematically stored on a server so as to substitute for
the purchase of a subscription and/or license agreement to/for the Materials.
Registration and Password
Users with registered information and password may be able to submit documents to BCA through the Website.
Users are responsible for maintaining the confidentiality of their information and password.
User agrees to immediately notify BCA of any unauthorized use of your password or account or any other breach
Links to Other Sites
The Website may contain links to third party websites. These links are provided solely as a convenience to
User and not as an endorsement by BCA of the third party or the contents of such third party websites.
Because we do not have any control over such third party websites, BCA is not responsible for the content of
linked third party sites and does not make any representations regarding the content or accuracy of materials
on such third party websites. Linking to third party websites is performed at User’s own risk.
Prohibited Uses of Website & Website Security
Interference with Website operation:
User agrees to not access or use the Website in any manner that could
damage, disable, impair or cause undue burden on the Website and/or its host, servers, network, systems or
other users. You agree that you will not attempt to interfere in any way with the operation of the Website,
that you will not transmit any virus or worm to the Website, that you will not use any spider, robot or any
other automated mechanism to access the Website and/or its servers or systems, and that you will not engage in
flooding, spamming, mail-bombing, crashing or otherwise sending unsolicited e-mail to other users of the Website. You further agree that you will not attempt to access data that is not intended for your use, that you will not attempt to log on to a server or account that you are not authorized to access, and that you will not probe, scan or test the vulnerability of any system or network related in any way to the Website without authorization.
Alteration of Website content:
None of the material contained on the Website (including all software,
HTML code, and other code) may be reverse-engineered, disassembled, decompiled, transcribed, stored in a
retrieval system, translated into any language or computer language, retransmitted in any form or by any
means (electronic, mechanical, photo-reproduction, recordation, or otherwise), resold or redistributed
without the prior written permission of BCA.
Violation of Website security:
Users are prohibited from violating or attempting to violate the security of
the Website. This site has security measures in place to protect the loss, misuse, and alteration of the
for further details concerning the Website’s
not to engage in any unlawful or commercial activity on the Website.
Waiver of Liability
User assumes all risks associated with dealing with other users with whom User comes in contact through
the Website. Should a dispute arise between User and another user, User hereby agrees to release BCA from
all claims, demand, and damages associated with such a dispute.
IN NO EVENT SHALL BCA OR ANY THIRD PARTIES MENTIONED ON THE WEBSITE BE LIABLE FOR ANY DAMAGES WHATSOEVER
(INCLUDING, WITHOUT LIMITATION, INCIDENTAL AND CONSEQUENTIAL DAMAGES, LOST PROFITS OR DAMAGES RESULTING
FROM LOST DATA OR BUSINESS INTERUPTION) RESULTING FROM THE USE OR INABILITY TO USE THE WEBSITE AND THE
MATERIAL, WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT BCA
IS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
ALTHOUGH AN EFFORT HAS BEEN MADE TO PROVIDE CORRECT INFORMATION, THE CONTENT THAT IS POSTED ON THE WEBSITE
MAY CONTAIN INACCURACIES OR TYPOGRAPHICAL ERRORS OR COULD BE OUT-OF-DATE. BCA MAKES NO WARRANTIES ABOUT
THE ACCURACY, RELIABILITY, COMPLETENESS, OR TIMELINESS OF THE WEBSITE, THE MATERIAL OR OTHER POSTED CONTENT,
SERVICES, SOFTWARE, TEXT, GRAPHICS, AND LINKS.
THE WEBSITE AND MATERIAL ARE PROVIDED ON AN "AS IS" BASIS WITHOUT ANY WARRANTIES OF ANY KIND. BCA DISCLAIMS
ALL WARRANTIES, WHETHER EXPRESS OR IMPLIED, INCLUDING THE WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR
PURPOSE, AND NONINFRINGEMENT OF COPYRIGHT TO THE FULLEST EXTENT PERMITTED BY LAW.
BCA DOES NOT WARRANT THAT THE WEBSITE WILL OPERATE ERROR-FREE OR THAT THE WEBSITE AND ITS SERVER ARE FREE
OF COMPUTER VIRUSES OR OTHER HARMFUL MECHANISMS. IF YOUR USE OF THE WEBSITE OR THE MATERIAL RESULTS IN THE
NEED FOR SERVICING OR REPLACING EQUIPMENT OR DATA, BCA IS NOT RESPONSIBLE FOR THOSE COSTS.
BCA has done its best to insure that all information on the Website is accurate. If there is an error in
information on the Website, it is inadvertent. Should an error be discovered, please notify BCA by contacting
Mr. Stuart Lawrence - (Click Here)
, so necessary corrections may be made.
No Effect on Agreements
This Website shall be used for informational purposes only, and nothing on this Website shall be construed
to add or modify terms to any existing or future agreements with BCA.
User agrees to defend, indemnify, and hold harmless BCA, its trustees, officers, directors, employees and
agents, from and against any claims, actions or demands, including without limitation reasonable legal fees,
submission of content that violates third party rights or applicable law. BCA shall provide notice to User
promptly of any such claim, suit, or proceeding and shall assist User, at User's expense, in defending any such
claim, suit or proceeding.
Access to Website
User accesses this Website at User's own risk. For Users accessing this Website from the EU, be aware that
not use this Website. User agrees to comply with all applicable rules and laws regarding the transmission of
technical data exported from the country in which you reside.
Website, you consent to the jurisdiction of the Bermuda courts and you agree to accept service of process by
mail. You hereby waive any and all jurisdictional and venue defenses that might otherwise be available.